A ready-made plan from a template
A plan for a typical goal in a few minutes: a mind map, a schedule in Plan, a goal in Home Finance and a contribution plan in the Budget — all at once.
Step by step
- Open Plan templates and choose a template. You can see a preview with sample amounts even without an account.
- Click Use template and fill in the fields — the preview on the right updates as you type.
- In What to create, keep the parts you want ticked. The contribution plan won't overwrite amounts you already have in the Budget.
- Click Create plan, then open the project, the map or the goal.
A plan from a template in a minute
Animation with sample data: the gallery, the “Emergency fund in 12 months” wizard, creating and the result
- In the gallery, choose a template, e.g. Emergency fund in 12 months.
- Enter your monthly expenses and the number of months — the preview calculates the goal and contributions.
- Create plan: a goal in Home Finance, contributions in the Budget, a mind map and a project in Plan.
- Done — open the plan in Plan or the goal in Home Finance.
Available templates
| Template | What you enter |
|---|---|
| Emergency fund in 12 months | monthly expenses (the “Calculate average…” button — you choose expense categories, goals and liabilities and the number of months), how many months of expenses (6 by default), deadline |
| Bonds — buy every quarter | amount of one purchase, number of purchases |
| Down payment for a flat | price, down payment percentage, costs, already saved, deadline |
| Renovation | amount with a reserve, start of works |
| Holidays | budget, departure date |
| Debt payoff | debts, extra amount, payoff order |
Debt payoff
- Debts from Net worth are already in the table; add the missing ones (amount, minimum instalment, interest rate).
- Order: smallest amount first (snowball — quick wins) or highest interest first (avalanche — less interest). The preview shows the “Debt-free” date.
- You pay minimum instalments and put the extra amount towards one debt. Once it is paid off, its instalment goes to the next one.
- A mortgage is outside the plan by default (the In plan field).
- Instalments go to the Budget in the Liabilities section, and in Plan a Repayment transfers task appears every month with the amount for each debt to tick off.
- The schedule is indicative. Progress is calculated from the debt balances you update in the monthly review.
FAQ
Something went wrong while creating. Will there be duplicates?
No. Try again creates only what is still missing. You can also Skip.
Why isn't the payoff plan created?
One debt's instalment doesn't cover the interest, so the debt would never go down. Increase the instalment or the extra amount.
In which space is the plan created?
In the one you are working in — “Mine” or “Shared”.