Record expenses and income
You record each expense in a few seconds: amount and category. On a phone it also works offline.
Step by step
- Click + Transaction in the top bar (just a plus on a phone) or open Home Finance → Transactions.
- Type the amount. You can calculate in the field, e.g. 12.50+3.20.
- Choose the type (Expenses, Income, Transfer) and the day (Today, Yesterday, Other date).
- Tap a category from the recently used tiles or pick one from the list. The description is optional. If you type a description you have used before (e.g. “Biedronka”), the app selects the category of the last such expense — just check and save.
- Save or Enter. The type and day stay, so you can type the next receipt straight away. Undo a mistake with Undo.
Quick add and the phone
The Add transaction screen is just the amount and one tap on a category. It is handiest as an app on your phone — then it also works offline. See The phone app.
Accounts and goals
- Paid from points to an account (by default your main current account) or a goal. An expense from an account lowers its value in Net worth; No account change records just the expense.
- An expense from a goal (e.g. a hotel from the “Holidays” goal) is one entry: the expense and a withdrawal from the goal.
- A Transfer moves money From → To: between accounts, to a goal (a contribution) or from a goal (a withdrawal). Below the fields you can see what will change.
- You cannot withdraw more from a goal than it holds. If an account would run short of money set aside for goals, the app asks which goals to take it from.
Default account (current account)
The default account is your main settlement account — usually the current account your salary goes to and you pay from every day. Set it in Net worth in the account window (Edit or when adding) with the Default settlement account field. There can be only one; choosing another account removes the mark from the previous one.
- Expenses — a new expense has it in Paid from right away, so the expense lowers this account's balance.
- Transfers — after choosing Transfer, the From field is already set to this account (e.g. a payment to a credit card, to a goal or to a savings account).
- Quick add on the phone — expenses come from this account, and a goal contribution has it in From.
- You can pick another account every time; the default is just a suggestion that saves clicks.
Transaction list
The list is grouped by day. The pencil loads a transaction for editing, the bin deletes it. Filters narrow the list by type, category and dates, and you can download the result as CSV or PDF.
FAQ
How do I record a transfer to savings?
As a Transfer: From — the current account, To — a goal or a savings account. It is not an expense, so it does not lower the month's balance.
Do I have to choose an account for every expense?
No. Set a default account and it will be chosen automatically — for expenses and in the transfer “From” field.
How do I enter several receipts in a row?
After saving, the form keeps the same type and day — type the next amount and category.
When does the app choose the category by itself?
When you add a new expense or income, no category is chosen yet, and the description is the same as in one of your recent transactions (letter case does not matter, “Biedr” is not enough). In the Transactions form the category is selected automatically, and on the Add transaction screen its tile is highlighted. You can always choose another one.